Why Risk-Reward Ratio Matters More Than Win Rate

Published: January 2025 | Read Time: 11 minutes | Category: Risk Management

The Counterintuitive Truth

Most traders obsess over win rate. "I have a 65% win rate!" they boast. Meanwhile, traders with 40% win rate outprofits them significantly. This counterintuitive reality confuses most traders because they don't understand risk-reward mathematics. A 40% win rate trader with 1:3 RR will ALWAYS outperform a 65% win rate trader with 1:1 RR mathematically.

The Mathematical Proof

Trader A: 65% Win Rate, 1:1 Risk-Reward

Trader B: 40% Win Rate, 1:3 Risk-Reward

Trader B with LOWER win rate makes 3x more profit! This is the power of risk-reward ratio.

Expectancy Formula

Expectancy = (Win % × Avg Win) - (Loss % × Avg Loss)

Example: 60% win rate, $1,200 avg win, $500 avg loss

This shows that high win rate with small wins and high RR with lower win rate both can be profitable – but RR matters MORE than win rate.

RR Tiers and Profitability Potential

RR Ratio Min. Win Rate for Profit Realistic Win Rate Profit Potential
1:1 50% 55-60% 5-10% yearly
1:2 33% 45-50% 20-40% yearly
1:3 25% 35-45% 30-60% yearly
1:4+ 20% 30-40% 50-100%+ yearly

Why Traders Focus on Win Rate (And Why It's Wrong)

Traders focus on win rate because:

But this focus is misguided. A 90% win rate with 1:1 RR is unprofitable if you hit the inevitable 10-trade losing streak (which reduces average to 81%).

Building Your Trading Plan Around RR

Professional traders build their entire plan around RR first:

  1. Identify your realistic win rate (test your strategy for 50+ trades)
  2. Determine the RR needed for profitability
  3. Only take trades that meet your RR minimum (typically 1:2)
  4. Pass on good setups with poor RR ratios
  5. Focus on taking trades – profitability follows from RR × Win Rate

FAQ

Q: If I have 50% win rate, what RR should I target?

A: Minimum 1:2 for profitability. Target 1:3 or better for consistent growth. At 50% win rate + 1:2 RR = 3x account value yearly.

Q: Can I have high win rate AND high RR?

A: Rarely. Usually high win rate comes with lower RR (tight stops), low win rate comes with higher RR (wide targets). Pros balance between 50-60% win rate at 1:2-1:3 RR.

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